Amrock State Privacy Rights Notice

LAST MODIFIED: January 24, 2023

This STATE PRIVACY RIGHTS NOTICE supplements the information contained in Amrock general Privacy Policy at https://www.amrock.com/privacy-policy. Certain states, including California, Colorado, Connecticut, Utah, and Virginia, require that we provide additional information regarding our privacy practices and your privacy rights. If you are a resident of those states, we provide you additional notices about our privacy practices and consumer rights relating to your information.

Data Collection, Use, and Sharing

In the past 12 months we have collected the following categories of personal information:

  1. Category: Identifiers.
    Example: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol (IP) address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.
    Collected: Yes
  2. Category: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).
    Example: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.
    Collected: Yes
  3. Category: Protected classification characteristics under California or federal law.
    Example: Race, color, ancestry, national origin, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).
    Collected: Yes
  4. Category: Commercial information.
    Example: Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
    Collected: Yes
  5. Category: Biometric information.
    Example: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.
    Collected: No
  6. Category: Internet or another similar network activity.
    Example: Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.
    Collected: Yes
  7. Category: Geolocation data.
    Example: Physical location or movements.
    Collected: No
  8. Category: Sensory data.
    Example: Audio, electronic, visual, thermal, olfactory, or similar information.
    Collected: No
  9. Category: Professional or employment-related information.
    Example: Current place of employ.
    Collected: Yes
  10. Category: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).
    Example: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.
    Collected: No
  11. Category: Inferences drawn from other personal information.
    Example: Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
    Collected: No
Category of personal information
Categories of Recipients

Identifiers

Client Records

Affiliates, mortgage partners, title vendors,  and service providers (such as internet service providers, signing agents,  law firms, appraisers, tax providers, abstractors, typing providers, data  analytics providers, email service providers, data storage providers,  customer support providers, account management providers, IT service  providers, and operating systems and platforms).

Protected Classification Characteristics  under California or federal law

Affiliates, mortgage partners and service providers (such as internet service providers, signing agents, law firms, appraisers, tax providers, abstractors, typing providers, data analytics providers, email service providers, data storage providers, customer support providers, account management providers, IT service providers, and operating systems and platforms).

Service providers (internet service  providers, signing agents, law firms, appraisers, tax providers, abstractors,  typing providers, data analytics providers, email service providers, data  storage providers, customer support providers, account management providers,  IT service providers, and operating systems and platforms), mortgage  partners, and partner companies.

Commercial Information

Partners (such as mortgage partners  including title and settlement partners), and service providers (internet  service providers, signing agents, law firms, appraisers, tax providers,  abstractors, typing providers, data analytics providers, email service  providers, data storage providers, customer support providers, account  management providers, IT service providers, and operating systems and  platforms).

Internet Or Other Network Activity

Service providers (such as internet service providers, data analytics providers, data storage providers, operating systems and platforms).

Geolocation Data

Affiliates, mortgage partners, and service providers (such as internet service providers, signing agents, data analytics providers, email service providers, data storage providers, customer support providers, IT service providers, and operating systems and platforms).

Sensory Data

Mortgage partners and signing agents.

Sensitive Personal Information

Affiliates, mortgage partners, title vendors, and service providers (such as internet service providers, signing agents, law firms, appraisers, tax providers, abstractors, typing providers, data analytics providers, email service providers, data storage providers, customer support providers, account management providers, IT service providers, and operating systems and platforms).

Use and Sharing of Personal Information: We may use and share your information with service providers for the business purposes of auditing, marketing, detecting fraud, providing services, and/or internal research.

Sale of Personal Information: California, Colorado, Connecticut, Utah, and Virginia law require certain disclosures for companies that "sell" personal information pursuant to the respective state's privacy law. Each state defines the "sale" of data differently. In California, the "sale"of data means certain scenarios in which Amrock has shared personal information with third parties or Affiliates, in exchange for valuable consideration.Colorado, Connecticut, Utah, and Virginia define the "sale" of data as Amrock exchanging personal information for monetary consideration with anon-affiliated third party

Under California, Colorado, Connecticut, Utah, andVirginia law, we do not "sell" your personal information.

Your Consumer Rights

As a resident of certain states, subject to certain limitations, you are entitled to certain rights regarding your data.

Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. You may only make a verifiable consumer request for access twice within a 12-month period. The verifiable consumer request must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative of same.

Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm that the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

Right to Limit Processing:

In California, you have the right to limit our processing of your Sensitive Personal Information to only uses which are necessary to perform the services or provide the goods reasonably expected by an average consumer who requests such goods or services. When we collect yourSensitive Personal Information, we collect and use that information to perform the services or provide the goods for which that information is necessary and as reasonably expected by you.

Right to Know:

You have a right to know what personal data we've collected about you, what data we've sold, who we've sold your data to, and what data we've shared for business purpose in the last 12months.

Right to Access:

You have the right to see what specific pieces of data we have about you, and to get this data in a portable and easily accessible format. You can exercise your right to access your information by submitting a verifiable consumer request by either:

Calling us at (888) 848-5355.
Visiting https://info.amrock.com/state-privacy/

Right to Correct:

You have the right to correct in accurate personal information we have collected about you. You can exercise your right to correct your information by submitting a verifiable consumer request by either:

Calling us at (888) 848-5355.
Visiting https://info.amrock.com/state-privacy/ 

Right To Delete:

You have the right to request that we delete your data. We're legally required to keep some data about you, but we'll delete everything we can. You can exercise your right to delete your information by submitting a verifiable consumer request by either:

Calling us at (888) 848-5355.
Visiting https://info.amrock.com/state-privacy/

Right to Opt-Out of Selling:

You have the right to opt out of the sale of your personal information. You can exercise your right to opt-out of selling (if applicable) your information by submitting a verifiable consumer request by either:

Calling us at (888) 848-5355.
Visitinghttps://info.amrock.com/state-privacy/

We do not knowingly sell information about consumers under the age of 16.

Right to Opt-Out of Personal information Being Shared or Used in Targeted Advertising:

California requires that we notify you if we “Share” your personal information with third parties. In California, “Sharing” means we make available or otherwise disclose your information to third parties for cross-context behavioral advertising.Further, “cross-context behavioral advertising” means targeting of advertising to you based on your personal information obtained from your activity across businesses, websites, apps, and services other than our Services.

Similarly, privacy laws in Colorado, Connecticut, Utah, and Virginia require we notify you if we use your information for Targeted Advertising. Targeted Advertising means displaying advertisements to you where the advertisement is selected based on personal information obtained from your activities over time and across nonaffiliated websites or online applications to predict your preferences or interests.

Accordingly, we "Share" and use your information for Targeted Advertising.Specifically, we share your identifiers and internet or other network activity with our advertising partners.You have the right to opt out of "sharing"or Targeted Advertising by accessing our State Privacy Rights webpage.

Retention of Personal Information

We will not retain your personal information for longer than is reasonably necessary to carry out the purposes we disclose in this policy.

Right to Non-Discrimination for the Exercise of Privacy Rights:

You have the right to be free from discrimination for exercising your State PrivacyRights. Amrock will not discriminate against you for choosing to exercise your rights outlined in this Policy.

You may make these requests by starting a request online or calling us at (888) 845-5355. We will verify your request by asking you to provide information related to your recent interactions with us.

If we receive your request from an authorized agent, we may ask for evidence that you have provided such agent with a power of attorney or that the agent otherwise has valid written authority to submit requests to exercise rights on your behalf. If you are an authorized agent seeking to make a request, please contact us at clientrelations@amrock.com.

Contact Us

We may use, or disclose the personal information we collect for one or more of the following purposes:

If you have any questions about this Privacy Policy, please contact at:

By Mail
Amrock, LLC
Attn: Client Relations/Privacy
662 Woodward Avenue
Detroit, MI 48226

By Phone
(888) 848-5355

By Email
Clientrelations@amrock.com

By Website
https://info.amrock.com/state-privacy/

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